{"id":2990,"date":"2024-07-24T09:53:31","date_gmt":"2024-07-24T09:53:31","guid":{"rendered":"https:\/\/www.deudafix.es\/blog\/?post_type=ufaq&#038;p=2990"},"modified":"2024-07-24T09:54:42","modified_gmt":"2024-07-24T09:54:42","slug":"que-es-un-barrido-de-cuentas","status":"publish","type":"ufaq","link":"https:\/\/www.deudafix.es\/blog\/ufaq\/que-es-un-barrido-de-cuentas\/","title":{"rendered":"\u00bfQu\u00e9 es un barrido de cuentas?"},"content":{"rendered":"<style>.ewd-ufaq-post-margin-symbol { background-color: #77a105 !important; }.ewd-ufaq-post-margin-symbol { color: #fbfbfb !important; }.ewd-ufaq-faq-display-style-block.ewd-ufaq-post-active, .ewd-ufaq-faq-display-style-block.ewd-ufaq-post-active a,.ewd-ufaq-faq-display-style-block:hover, .ewd-ufaq-faq-display-style-block:hover a, .ewd-ufaq-faq-display-style-block:hover h4 { background-color: #222d65 !important; }.ewd-ufaq-faq-display-style-border_block.ewd-ufaq-post-active, .ewd-ufaq-faq-display-style-border_block:hover, .ewd-ufaq-faq-display-style-border_block:hover h4 { background-color: #222d65 !important; }.ewd-ufaq-faq-display-style-border_block .ewd-ufaq-faq-body { border-color: #222d65 !important; }.ewd-ufaq-faq-display-style-border_block .comment-reply-title, .ewd-ufaq-faq-display-style-border_block:hover .comment-reply-title { background-color: transparent !important; }.ewd-ufaq-faq-div {\r\n    margin: 7px 0 !important;\r\n    padding: 2px 7px !important;\r\n    clear: both;\r\n    border-width: 1px;\r\n    border: 1px #42A5F5 !important;\r\n    box-sizing: border-box !important;\r\n    \/* border-style: solid !important; *\/\r\n}<\/style><div  class=\"ewd-ufaq-faq-list ewd-ufaq-page-type-distinct\" id='ewd-ufaq-faq-list'>\r\n\r\n\t<input type='hidden' name='include_category' value='' id='ewd-ufaq-include-category' \/>\r\n<input type='hidden' name='exclude_category' value='' id='ewd-ufaq-exclude-category' \/>\r\n<input type='hidden' name='orderby' value='title' id='ewd-ufaq-orderby' \/>\r\n<input type='hidden' name='order' value='asc' id='ewd-ufaq-order' \/>\r\n<input type='hidden' name='post_count' value='-1' id='ewd-ufaq-post-count' \/>\r\n<input type='hidden' name='current_url' value='\/blog\/wp-json\/wp\/v2\/ufaq\/2990' id='ewd-ufaq-current-url' \/>\r\n\t\r\n\t\r\n\t<div class='ewd-ufaq-faqs'>\r\n\r\n\t\t<div  class=\"ewd-ufaq-faq-div ewd-ufaq-faq-column-count-one ewd-ufaq-faq-responsive-columns- ewd-ufaq-faq-display-style-contemporary ewd-ufaq-can-be-toggled\" id='ewd-ufaq-post-2990-4HQ7hpB5Qo' data-post_id='2990'>\r\n\r\n\t<div class='ewd-ufaq-faq-title ewd-ufaq-faq-toggle'>\r\n\t\r\n\t<a class='ewd-ufaq-post-margin'  href='https:\/\/www.deudafix.es\/blog\/ufaq\/que-es-un-barrido-de-cuentas\/'>\r\n\r\n\t\t<div class='ewd-ufaq-post-margin-symbol ewd-ufaq-'>\r\n\t\t\t<span >A<\/span>\r\n\t\t<\/div>\r\n\r\n\t\t<div class='ewd-ufaq-faq-title-text'>\r\n\r\n\t\t\t<h4 id=\"boomdevs_1\">\r\n\t\t\t\t\u00bfQu\u00e9 es un barrido de cuentas?\t\t\t<\/h4>\r\n\r\n\t\t<\/div>\r\n\r\n\t\t<div class='ewd-ufaq-clear'><\/div>\r\n\r\n\t<\/a>\r\n\t\r\n<\/div>\r\n\t\r\n\t<div class='ewd-ufaq-faq-body ' >\r\n\r\n\t\t\r\n\t\t\t<div class='ewd-ufaq-faq-categories'>\r\n\t\r\n\tCategories:\r\n\t\r\n\t\tEmbargos, \r\n\t\r\n\t\tAtenci\u00f3n al cliente\r\n\t\r\n<\/div>\r\n\t\t\r\n\t\t\t<div class='ewd-ufaq-post-margin ewd-ufaq-faq-post'>\r\n\t<p><strong>\u00bfQu\u00e9 es un barrido de cuentas?<\/strong><\/p>\n<p>Un barrido de cuentas es un embargo en la cuenta bancaria del cliente, pero con la salvedad de que se le embarga la totalidad del dinero que tiene en la cuenta bancaria, no siendo esto legal.<\/p>\n<p>Los embargos en las cuentas bancarias se tiene que realizar siguiendo unas pautas legales. Solo se puede embargar el dinero que tenga la caracter\u00edstica de \u201cahorro\u201d. Se entiende dinero ahorrado cuando lleva en la cuenta bancaria paralizado m\u00e1s de un mes.<\/p>\n<p>Ejemplo; un cliente cobra 2.000 \u20ac de su n\u00f3mina y en el mes de abril solo gasta 1.000 \u20ac, los otros 1.000 \u20ac quedan parados en su cuenta. En mayo, el cliente vuelve a percibir de su n\u00f3mina 2.000 \u20ac. Tendr\u00e1 a 1 de mayo en su cuenta bancaria la cantidad de 3.000 \u20ac<\/p>\n<p>A este cliente, por medio de un embargo de cuenta bancaria, solo le podr\u00e1n embargar 1.000 \u20ac, que son los ahorrados del mes anterior.<\/p>\n<p>Esto es as\u00ed porque la n\u00f3mina tiene un mecanismo espec\u00edfico para poder ser embargada, que es solicitando la retenci\u00f3n correspondiente a la empresa pagadora. Es decir, nunca se puede embargar la n\u00f3mina de forma directa por medio de la cuenta bancaria. A ello se le conoce como barrido.<\/p>\n<p>Normalmente nuestros clientes no tienen capacidad de ahorro, por lo que siempre que les practican barridos de cuenta se realizan de la totalidad de la n\u00f3mina, que suele coincidir con la totalidad del dinero que consta en la cuenta bancaria.<\/p>\n<p>Ejemplo; cliente recibe en n\u00f3mina 1.500 \u20ac a 1 de mayo y el 3 del mismo mes le embargan 1.300 \u20ac, dejando la cuenta con 200 euros. Esto no es legal, y hay que solicitar la devoluci\u00f3n de la totalidad del dinero embargado.<\/p>\n<p>Este escrito de devoluci\u00f3n de cantidades se puede hacer con independencia del estado en el que se encuentre nuestro proceso concursal dado que no tiene nada que ver con el concurso, sino con la ilegalidad del embargo practicado.<\/p>\n<\/div>\r\n\t\t\r\n\t\t\t\r\n\t\t\r\n\t\t\t\r\n\t\t\r\n\t\t\t\r\n\t\t\r\n\t\t\t\r\n\t\t\r\n\t\t\t\r\n\t\t\r\n\t\t\t\r\n\t\t\r\n\t\t\t\r\n\t\t\r\n\t\t\t\r\n\t\t\r\n\t<\/div>\r\n\r\n<\/div>\r\n\t<\/div>\r\n\r\n\t\r\n<\/div>","protected":false},"excerpt":{"rendered":"<p>A \u00bfQu\u00e9 es un barrido de cuentas? Categories: Embargos, Atenci\u00f3n al cliente \u00bfQu\u00e9 es un barrido de cuentas? Un barrido de cuentas es un embargo en la cuenta bancaria del cliente, pero con la salvedad de que se le embarga la totalidad del dinero que tiene en la cuenta bancaria, no siendo esto legal. Los [&hellip;]<\/p>\n","protected":false},"author":3,"comment_status":"open","ping_status":"closed","template":"","ufaq-category":[28,29],"ufaq-tag":[],"class_list":["post-2990","ufaq","type-ufaq","status-publish","hentry","ufaq-category-embargos","ufaq-category-atencion-al-cliente","entry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.8.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u00bfQu\u00e9 es un barrido de cuentas? - Deudafix<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.deudafix.es\/blog\/ufaq\/que-es-un-barrido-de-cuentas\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u00bfQu\u00e9 es un barrido de cuentas? - Deudafix\" \/>\n<meta property=\"og:description\" content=\"A \u00bfQu\u00e9 es un barrido de cuentas? 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